Living better, spending less.
My husband took the baby shopping this afternoon to get her out of the house. We’re in the middle of a painting project here, and the living room was off limits to little girls post nap. While they were gone, I sat down and finally got our taxes finished and filed. Yay refund!
I have tried to convince M in the past that we should pay the minimum amount of tax possible through the year, save the money ourselves and then pay Uncle Sam at tax time instead of getting a large refund. I mean, why give the government an interest-free loan? He hates the idea of worrying about that huge expense every year, though, so we don’t do that. I must admit, though, that having a sizable refund feels pretty nice now. :) I’ll just try not to think about the interest we could have been earning all year long. The pain will be less that way.
Things My Husband Has Suggested Spending our Tax Refund On: a woodburning stove, a beat-up old truck, hardwood floors, bathroom remodel, sunroom renovations, new living room furniture, new dining room furniture, new kitchen stove… and I am sure there’s more I’m not thinking of.
What I Want To Spend our Tax Refund On: Nothing. Money in the bank = I am a stay at home mom a little bit longer.
When I became a stay-at-home-mom, I promised I could save our family money by shopping sales and maybe even using a few coupons. I had no idea what I was getting into. These days, I am on a first-name basis with the cashiers at the local drugstores, I haven't paid for toothpaste or shampoo in over a year and I spend my free time here, helping others do the same. So please, make yourself at home while you learn how to save, and when to spend!
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